I have been having some insurance issues.
Two months away from surgery, insurance issues are not something that I want to be having.
Dr. Chen’s office doesn’t submit for pre-approval to your insurance until about 30 days out. They are backlogged and I may not know if I am actually approved until pretty close to my sugery date. This leaves me feeling incredibly anxious.
I can only assume that everything is going to be okay but just in case, I contacted Chens office. The insurance people told me that I needed my primary care physician to send in a more current referral in order for them to submit to my insurance for pre-approval… okay, this would have been good to know and how is it that TWO months before surgery, they need a referral? I already had one but I guess they needed a more current one.
I immediately emailed my doctor to ask for her to send in a referral. She responded pretty quickly and sent in a referral for me but I did notice that the referral just said “General Surgery”. I immediately had my doubts that the referral was done correctly but I didn’t want to question her and just waited it out. Two weeks later and I noticed the referral says closed.
I don’t think my doctors office sent the referral correctly for one, but secondly… why does Chens office need a referral two months out and is this going to delay my approval process?
I am hitting that point in time where I need to talk to my work and let people know that I may be on leave for 12 weeks.
I also emailed Chens office to get a Doctors letter for medical leave.. I am still waiting on that as well.
I am trying to be patient but anxiety makes it really hard. It drives me crazy when there are so many things that are not set in stone. I don’t want to get my hopes up and then have something happen. My hopes are already up so if for some reason I can’t have surgery… this will be devastating.
I am trying not to think about the worst case scenario.
I wish it would all just go smooth for once.
I will admit I did pretty good with last weeks weekly 5. Except for the study part. I’ve come to the conclusion that in order to get myself to study I need to put more pressure on myself.. which means setting a test date. It is a lot easier to put something off when there is no deadline. I can’t continue to be so afraid of failure. If I fail, I fail.
The weekly Five
- Cut down on protein bars to save $
- Set test date
- Sell Wristbands
I’ve been trying to think of more creative ways to make money to save for surgery. Last week I succesfully posted two items to ebay, and made custom wristbands to sell. If you would like to check them out you can order them here.
I am officially 4 months away from phalloplasty. When it comes to money, it seems like it is happening very soon, but otherwise it still seems so far away.
This weekend, on top of my already stressed financial state, I received a hospital bill from my hysto I had a year ago. I now have to pay a bill of 1753.55. Sigh.
I think that I might be at the point of needing to ask for help. I am not against GoFundMe pages but I just really wanted to be able to do it on my own.
I’ve been kind of boggling my mind for how else I can save money but I already live paycheck to paycheck as it is. I am beyond stressed and failing at life. It is really hard to push yourself when all you can do most days is survive.
On to the Weekly 5
- Track and Monitor spending this week to make further adjustments.
- STUDY- I didn’t study at all last week. I need to study in order to do some online training while I am recovering.
- STUDY ( yes this takes up two spaces this week ).
- Try a go at selling things on Ebay. Post up at least one item. Think of other creative ways to bring in more money.
- Ask for help. I am not superman. https://www.gofundme.com/codyspene Yep there it is. I posted my gofundme page. Sigh. Asking for help is hard.
Another week, another weekly five.
I have had the hardest time studying lately. I think it is due to the material right now. It is not the most exciting and I made the mistake of buying a book on training that is much more interesting to me at the moment. Oops. I am still learning about training… but I don’t know that it will help me pass my test.
Studying as an adult who has been out of school for a few years is hard. I have gotten way out of the swing of things and I have a really hard time focusing. I might take a study break this week.
Here is this weeks weekly five.
- Save $50
- Complete my CPR online training. My CPR class is this Saturday. ( I need to be certified before I can register for my personal trainers test ).
- Set my Youtube Upload schedule. I tried out a Monday, Wednesday, Friday upload schedule last week. It seemed to work so I am going to stick with that for now.
- Continue recording workouts to track progress.
- Get all my paperwork in to my case worker for reimbursement on electrolysis for phalloplasty.